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Clarifying Insurance Products

What’s the Diff?: Clarifying Insurance Products

  Despite due diligence and willingness to help, chances are you’ve been given insurance options in the past, but you haven’t quite known what exactly the differences were. Sometimes products can be so similar that it’s hard to make a distinction. We’re here to help! It’s understandable that many times insurance jargon can be downright …

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10 Reasons to Reconsider RRGs

We’ve touched on what to do when your RRG faces liquidation, but it seems this subject matter is still trending, because another Risk Retention Group (RRG) has just announced that they’re facing liquidation. As of 8/31/17 Fairway Physicians Insurance doesn’t have any active policyholders. The Fairway Board of Directors released a statement announcing they have been working with …

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What to do if your RRG Faces Liquidation

What to do if your RRG Faces Liquidation!

As we’ve previously discussed, there is a very real distinction between Risk Retention Groups (RRG) vs. Traditional Insurance Companies. When considering coverage anywhere, it is emphatic that you consider more than just the cost of premium. Surely the immediate costs are important but there are other things like coverage considerations (more on coverage differences on …

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FTCA Wrap Coverage: The What, Why & How

Background The Johnson administration saw an unprecedented prevalence of poverty in the United States during the 1960’s. Coupled with the influence from the Civil Rights Movement, a spotlight had been placed on the struggles of the impoverished, and in his so-called “War on Poverty,” Johnson’s administration combatted inadequate access to medical treatment by bringing forth …

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Medical Malpractice Cases Shape Malpractice Insurance Programs

There is a public misperception that the majority of medical malpractice lawsuits are aimed at physicians. But the reality is that in some cases, multiple defendants can be named in a lawsuit by attorneys seeking larger punitive damages than might be obtained from a single defendant. That means any healthcare professionals—pharmacists, nurses, counselors, physical therapists—can …

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Presidio Insurance Thousand Oaks Office

Our main office is located in Thousand Oaks, Ca. Our Southern California office provides professional liability insurance coverage solutions for physicians, doctors, dentists, healthcare professionals, healthcare facilities, and non-traditional medical facilities. Presidio Insurance is an independent insurance brokerage specializing in medical professional liability insurance coverage (Malpractice Insurance) for healthcare professionals. We have coverage solutions for …

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Is There a Doctor in the House?

The U.S. healthcare system is coping with a physician shortage, rising healthcare costs, and strained hospital capacity. Hospital administrators are struggling to reduce readmission rates, and the system is struggling to find a model that will work. Urgent care centers seem to be benefiting from the changing healthcare landscape. In 2013 there were nearly 9,000 locations …

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