What is Tail Coverage? To understand tail coverage, you must first understand how a claims-made insurance policy works. A claims-made policy responds to claims based on when the claim is made against an insured, regardless of when the incident the claim is regarding occurred. This is important because if there is a claim submitted after …
Now we’re taking some time to clarify the difference between Nose & Tail coverage. Malpractice policies are written on either an Occurrence or Claims-Made basis. When working with the latter, physicians have exposure to future claims from incidents that have already taken place in the past. This is why it is important to seek “Nose” or …
Whether you’re canceling a policy to move your policy elsewhere or you’re retiring, if you have a Claims-Made policy you will have to Tail-out. Okay, but what does this mean? Let’s discuss the ins and outs of Tail Coverage and what you need to consider! What is Tail? Tail Coverage, also known as Extended Reporting …
Currently Ob-Gyn’s are contemplating a change in the direction of their professional practice since many are confronted with need to purchase an extended reporting endorsement aka tail for their professional liability coverage. The two most common types of liability insurance policies for an Ob-Gyn are claims-made and occurrence policies. Claims-made policies cover only event …
Errors & Omissions (Professional Malpractice) insurance covers a wide variety of honest mistakes that a medical professional can make. This important protection is separate of your general, business or property liability coverage. In this article, we’ll look at the details of that coverage, and what it does NOT protect against. When a company issues an …
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Recently, the Hawaii Physician Workforce Assessment Project estimated that Hawaii is short over 700 full-time-equivalent physicians. The decline in the number of healthcare workers is not a new problem, though. Most recent factors contributing to the shortage include physicians retiring and long work hours and burnout. The greatest need is in primary care but there …
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Table of contents What is workers’ compensation insurance? Workers’ comp laws by state What type of injuries are covered by workers’ comp? What doesn’t workers’ comp cover? How does workers’ comp protect a business? Will workers’ comp cover the business owners if an employee sues for getting hurt on the job? Who is required to …
Table of contents What is medical malpractice insurance? What does medical malpractice insurance cover? Who needs medical malpractice insurance? Educating physicians on medical malpractice insurance Types of medical malpractice insurance policies Types of medical malpractice insurance companies Checklist for evaluating insurance companies Advising: other factors to consider Who sells medical malpractice policies What’s needed to …
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