Insurance Products

Will COVID-19 Spark the Telehealth Revolution?

Will COVID-19 Spark the Telehealth Revolution?

Telehealth Before COVID-19 Pandemic Telehealth or telemedicine is the use of electronic communication, such as video calls, digital photography, instant messaging, telephone, and email, to provide clinical services to patients, without an in-person patient visit. This allows the patient to bypass waiting rooms and driving time when going in for appointment. In recent years, telehealth …

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Tail Coverage: Who Needs It and What Is It For?

What is Tail Coverage? To understand tail coverage, you must first understand how a claims-made insurance policy works. A claims-made policy responds to claims based on when the claim is made against an insured, regardless of when the incident the claim is regarding occurred. This is important because if there is a claim submitted after …

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Common Medical Malpractice Terms and What They Mean

Medical malpractice insurance can be confusing. There are many commonly used terms and phrases used in malpractice insurance that most people are unfamiliar with. If you have found yourself wondering what your medical malpractice insurance broker is talking about or just want to learn a little more about what goes in to a policy, hopefully …

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6 Types of Medical Professionals That Should Consider Occurrence Coverage

Young Doctors Flexibility for changes that will affect their career Easy to change coverage in case of selling practice, moving out of state or joining a hospital No tail coverage necessary Recruiters More convenient for large groups that have changes in rosters Doctors who leave the group are covered for their time when they worked …

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Professional Liabilty Insurance for MediSpas

Medical Spas, or MediSpas, require unique insurance coverage because they are a part of both the medical and beauty industries. Due to their unique situation, MediSpas need both a Business Owners Policy and malpractice insurance coverage. A BOP is necessary to protect the company from liability from day-to-day operations while malpractice insurance provides coverage for …

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Occurrence and Claims-Made Insurance Policies: What’s the Difference?

Claims-Made Claims-made coverage responds to claims based on when the claim is made against an insured. For example, if a claim is made in 2012, based on treatment rendered in 2010, the 2012 claims-made policy responds, as long as the incident occurred after the policy’s retroactive date. The policy’s retroactive date is the date after …

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Why Doctors in Hawaii Should Take a Closer Look at MedPro

Who is MedPro?              For most doctors, facing a claim is not a matter of “if” but a matter of “when”. As such, medical malpractice insurance should be considered a commodity. MedPro is a leader in the medical malpractice insurance industry with over 200,000 doctors insured today. A Berkshire Hathaway company, MedPro has …

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Why Your Tattoo Removal Clinic Needs Malpractice Insurance

Tattoo removal is most commonly done using specialized lasers that fade away the inked pigments of the skin. The treatment is typically performed by licensed technicians, and requires multiple sessions over a matter of weeks or months to remove. Interestingly, the color of tattoo ink is a major factor into how many sessions and what …

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