CA Senate Bill No. 93: Rehiring Displaced Workers due to COVID-19

By John Torosian | April 29, 2021

In California, a new bill regarding employment practices has gone into effect. Senate Bill No. 93 was approved on April 16, 2021 and requires employers to offer information about newly available job positions to former employees who were laid off due to the COVID-19 pandemic. SB 93 went into effect immediately and is effective until …

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How COVID-19 has Impacted the EPLI Market

By John Torosian | February 27, 2021

What is EPLI? EPLI, or employment practices liability insurance, cover businesses from claims made by employees that the company has violated their rights. Though most EPLI claims are made against big corporations, any business that has employees is at risk of lawsuits. EPLI coverage is sometimes offered as an endorsement to a Business Owners Policy …

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The Risks of Administering COVID-19 Vaccinations and How to Avoid Them

By John Torosian | December 22, 2020

COVID-19 vaccinations have begun in the United States with the rollout of the Pfizer-BioNTech COVID-19 vaccine and now the Moderna vaccine, which have been made available to healthcare workers. With 2 more vaccines currently in stage 3 clinical trials, it is likely that doctors will be administering COVID-19 vaccines to the public in the upcoming …

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SB 1159 and How it Impacts Employers in California

By John Torosian | November 5, 2020

Several weeks ago, California Governor Gavin Newsom signed Senate Bill 1159 into law. SB1159 establishes the presumption (which previously did not exist) that certain employees who test positive for COVID-19 contracted the virus at work. This means for purposes of workers compensation benefits employers must now prove an employee DID NOT contract the virus in …

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Will COVID-19 Spark the Telehealth Revolution?

Will COVID-19 Spark the Telehealth Revolution?

By John Torosian | October 6, 2020

Telehealth Before COVID-19 Pandemic Telehealth or telemedicine is the use of electronic communication, such as video calls, digital photography, instant messaging, telephone, and email, to provide clinical services to patients, without an in-person patient visit. This allows the patient to bypass waiting rooms and driving time when going in for appointment. In recent years, telehealth …

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Safely Re-Opening a Medical Practice Amid COVID-19 Concerns

By John Torosian | June 29, 2020

The COVID-19 pandemic has caused many non-essential healthcare businesses to shut down or modify their operations for the last few months. As restrictions are being lifted and many businesses are beginning to re-open, it is important for healthcare businesses to understand the necessary steps to take before opening their doors to the public again.   …

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telemedicine call

What Steps Should Doctors Who Perform Elective Surgeries be Taking NOW

By John Torosian | April 23, 2020

Due to the Coronavirus pandemic, many medical professionals and their businesses have been prevented from working and have been forced to shut their doors. This has been especially problematic for plastic surgeons, cosmetic surgeons, medspas and others that primarily perform elective or non-emergent procedures. A few suggestions we have for our clients in the cosmetic …

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COVID-19 Useful Resources and Links for Physicians

By John Torosian | April 2, 2020

NORCAL COVID-19 patient safety resources  Medical Protective COVID19 Resources TDC Telehealth Resources Resources for Plastic Surgery: Collected resources from American Society of Plastic Surgeons Centers for Medicaid and Medicare Services: Fact Sheet: Expansion of the Accelerated and Advance Payments Program for Providers and Suppliers During Covid-19 EMERGENCY COVID-19 Federal Stimulus Summary from California Medical Association …

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Message From Presidio Insurance Regarding COVID19

By John Torosian | March 26, 2020

Dear Valued Clients, We are on week two of telecommuting and adjusting to the new normal during the COVID-19 pandemic. We are going to great lengths to maintain a high level of service and adhere to our client experience commitments.  Our mission is to provide our clients with every resource available to our clients during this …

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Tail Coverage: Who Needs It and What Is It For?

By John Torosian | March 3, 2020

What is Tail Coverage? To understand tail coverage, you must first understand how a claims-made insurance policy works. A claims-made policy responds to claims based on when the claim is made against an insured, regardless of when the incident the claim is regarding occurred. This is important because if there is a claim submitted after …

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