Insurance News

The Risks of Administering COVID-19 Vaccinations and How to Avoid Them

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COVID-19 vaccinations have begun in the United States with the rollout of the Pfizer-BioNTech COVID-19 vaccine and now the Moderna vaccine, which have been made available to healthcare workers. With 2 more vaccines currently in stage 3 clinical trials, it is likely that doctors will be administering COVID-19 vaccines to the public in the upcoming …

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SB 1159 and How it Impacts Employers in California

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Several weeks ago, California Governor Gavin Newsom signed Senate Bill 1159 into law. SB1159 establishes the presumption (which previously did not exist) that certain employees who test positive for COVID-19 contracted the virus at work. This means for purposes of workers compensation benefits employers must now prove an employee DID NOT contract the virus in …

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Safely Re-Opening a Medical Practice Amid COVID-19 Concerns

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The COVID-19 pandemic has caused many non-essential healthcare businesses to shut down or modify their operations for the last few months. As restrictions are being lifted and many businesses are beginning to re-open, it is important for healthcare businesses to understand the necessary steps to take before opening their doors to the public again.   …

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What Steps Should Doctors Who Perform Elective Surgeries be Taking NOW

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Due to the Coronavirus pandemic, many medical professionals and their businesses have been prevented from working and have been forced to shut their doors. This has been especially problematic for plastic surgeons, cosmetic surgeons, medspas and others that primarily perform elective or non-emergent procedures. A few suggestions we have for our clients in the cosmetic …

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COVID-19 Useful Resources and Links for Physicians

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NORCAL COVID-19 patient safety resources  Medical Protective COVID19 Resources TDC Telehealth Resources Resources for Plastic Surgery: Collected resources from American Society of Plastic Surgeons Centers for Medicaid and Medicare Services: Fact Sheet: Expansion of the Accelerated and Advance Payments Program for Providers and Suppliers During Covid-19 EMERGENCY COVID-19 Federal Stimulus Summary from California Medical Association …

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Message From Presidio Insurance Regarding COVID19

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Dear Valued Clients, We are on week two of telecommuting and adjusting to the new normal during the COVID-19 pandemic. We are going to great lengths to maintain a high level of service and adhere to our client experience commitments.  Our mission is to provide our clients with every resource available to our clients during this …

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Tail Coverage: Who Needs It and What Is It For?

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What is Tail Coverage? To understand tail coverage, you must first understand how a claims-made insurance policy works. A claims-made policy responds to claims based on when the claim is made against an insured, regardless of when the incident the claim is regarding occurred. This is important because if there is a claim submitted after …

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Which Physician Specialties are at the Highest Risk for Malpractice Claims?

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In 2017, JAMA Network published their findings on the physician specialties who paid the most in malpractice claims from 1992 to 2014. Their analysis was based on data from the National Practitioner Data Bank and includes almost 20 million physician-years of data, characterized by physician specialty, with all dollar amounts being adjusted to 2014 dollars. …

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What is Informed Consent?

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            Most medical procedures involve a degree of risk for patients, for that reason it is important that doctors inform patients about the risks and potential side effects that can arise from a medical procedure. Informed consent in medicine is the process by which a physician fully explains a medical treatment or procedure to a …

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Benefits of Working with an Independent Insurance Broker

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Captive and Independent Brokers      When looking for medical malpractice insurance, there are two types of brokers or agents a medical professional can work with: a captive insurance agent or an independent insurance broker. The difference between these two is that a captive agent works FOR an insurance company while an independent broker works WITH many …

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