John Torosian

California MICRA law - photo by 2102033

How Will MICRA Updates Affect Medical Professionals?

Governor Gavin Newsom recently signed into law a bill that raised the amount of money a patient can receive for pain and suffering in a medical malpractice case. It has been over 40 years since the Medical Injury Compensation Reform Act was signed, setting the cap for suffering recompense at $250,000. The new assembly bill, AB …

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The Hidden Costs of Risk Pooling

Insurance renewal season is here again and that means many medical professionals are looking to make changes to their insurance coverage. Before deciding on what type of insurer to work with, it is important to understand the different types of insurers and why you should be wary of reciprocal insurance companies. Risk Transfer and Risk …

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Hospitals are Not Making Cybersecurity a Priority

“With new threat vectors emerging every day, healthcare organizations are facing an unprecedented level of challenges to their security,” said Azi Cohen, CEO of CyberMDX. “Hospitals have a lot at stake — from revenue loss, to reputational damage, and most importantly patient safety. Our new report provides a critical look into the current state of medical …

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Recent Ransomware Attack on US Businesses

A Presidio client was one of the over 200 victims of a recent cybersecurity breach that targeted American companies during the July 4th holiday. As recently as a few months ago, the client was unprotected from cyber-attacks, but fortunately for them, their Presidio Account Executive, Shirin Shakeri, noticed that they did not have cybersecurity coverage …

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CA Senate Bill No. 93: Rehiring Displaced Workers due to COVID-19

In California, a new bill regarding employment practices has gone into effect. Senate Bill No. 93 was approved on April 16, 2021 and requires employers to offer information about newly available job positions to former employees who were laid off due to the COVID-19 pandemic. SB 93 went into effect immediately and is effective until …

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How COVID-19 has Impacted the EPLI Market

What is EPLI? EPLI, or employment practices liability insurance, cover businesses from claims made by employees that the company has violated their rights. Though most EPLI claims are made against big corporations, any business that has employees is at risk of lawsuits. EPLI coverage is sometimes offered as an endorsement to a Business Owners Policy …

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The Risks of Administering COVID-19 Vaccinations and How to Avoid Them

COVID-19 vaccinations have begun in the United States with the rollout of the Pfizer-BioNTech COVID-19 vaccine and now the Moderna vaccine, which have been made available to healthcare workers. With 2 more vaccines currently in stage 3 clinical trials, it is likely that doctors will be administering COVID-19 vaccines to the public in the upcoming …

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SB 1159 and How it Impacts Employers in California

Several weeks ago, California Governor Gavin Newsom signed Senate Bill 1159 into law. SB1159 establishes the presumption (which previously did not exist) that certain employees who test positive for COVID-19 contracted the virus at work. This means for purposes of workers compensation benefits employers must now prove an employee DID NOT contract the virus in …

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Will COVID-19 Spark the Telehealth Revolution?

Will COVID-19 Spark the Telehealth Revolution?

Telehealth Before COVID-19 Pandemic Telehealth or telemedicine is the use of electronic communication, such as video calls, digital photography, instant messaging, telephone, and email, to provide clinical services to patients, without an in-person patient visit. This allows the patient to bypass waiting rooms and driving time when going in for appointment. In recent years, telehealth …

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