In the event you’ve ever inquired about pricing, you probably heard either of these two terms, indication or quote. We’re here with the next “What’s the Diff” to clarify the nuances of these two terms. Indication A non-binding rate, by an underwriter of the anticipated premium, that would be charged to coverage your given risk exposure; …
What is PCR? Polymerase Chain Reaction (PCR) is the technology formerly used predominantly by pharmaceutical and biotechnology researchers. Due to technological advances, PCR has developed diagnoses precision for Cancer and other serious diseases. PCR has revolutionized the commercial procedures, but has it opened doctors up to more claims if they’re not employing this technology? Tradition …
As your trusted friend in insurance, we keep you in the know, especially on topics that may impact your coverage. We have covered various updates for RRGs who have faced liquidation and other financial woes. Let’s discuss Lancet RRG, the Doctor owned Nevada RRG facing recapitalization. Lancet Recapitalization December 2017, Nevada Department of Insurance (DOI) proposed …
Some employers may require new individual physicians to enter into non-competition agreements before beginning practicing medicine with the group. Learn more about how Colorado has update their non-competition agreement law. Non-competition Agreement On April 2, 2018, Governor John Hickenlooper signed Senate Bill 18-082 Physician Non-compete Exemption for Rare Disorder into law. Upon the Governor’s signature, the bill …
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Whether you’re canceling a policy to move your policy elsewhere or you’re retiring, if you have a Claims-Made policy you will have to Tail-out. Okay, but what does this mean? Let’s discuss the ins and outs of Tail Coverage and what you need to consider! What is Tail? Tail Coverage, also known as Extended Reporting …
NORCAL policyholders, are you looking for an interesting CME dealing with Patient follow-ups and how this affects your practice? You’re in luck, next month the topic is “Patient Follow-ups and the EHR: Risk Managemnt and Patient Safety Considerations” Educational Webinar. Many practices use EHR systems for patient follow-up tracking and mangement. Unfortunately, integrating follow-ups into …
Naturopathic Medicine Naturopathic Medicine, also known as Naturopathy, is a form of alternative medicine based on the philosophy that treatment and prevention of diseases can be carried out without drugs. Instead, diet, exercise, and massage are techniques used. Naturopathic Medicine employs a wide array of pseudoscientific practices often refered to as natural, non-invasive …
Yes, this is a real thing! Whether you’ve seen it on Instagram or are considering adding it to your repertoire, you’ve probably wondered, “What is a Vampire Facial?” Vampire Facials Vampire Facials, also known Platelet Rich Plasma (PRP) Therapy utilizes a patient’s own blood for regenerative properties, such as rejuvenation, anti-aging, and improving the appearance …
It was only a matter of time before ridesharing industry leaders Uber & Lyft transitioned into the healthcare arena. These initiatives are presented as new ways to removed the barrier of care to some patients. However, does this create a new extension of medical professional liability? Uber Health To combat nationwide no-show rates, as high …
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With the sudden influx of IV Infusion Therapy coverage inquiries, we’ve decided to provide a little more information for this procedure. Let’s jump right in… What is IV Infusion Therapy? Intravenous (IV) Infusion Therapy is a treatment offered by clinics, sometimes Medi-Spas, delivering hydration, nutrients and electrolytes intravenously. Additionally, IV Infusion Therapy is used as …
