About Daniella Madrid

By John Torosian | February 23, 2018

What brought you to work at Presidio? The positive atmosphere and enthusiastic employee’s is what brought me to Presidio. The company promotes growth and promise to their employees and clients in a warm and friendly environment. Definitely a company you can trust to finding solutions to your insurance needs with exceeding expectations. What’s the most …

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Avoiding 2018 HR Pitfalls

Avoiding 2018 HR Pitfalls [Full Webinar Presentation]

By John Torosian | February 19, 2018

Gisela Smith & Leanne Gravagne kicked off our webinar series with a great overview of the changes to employment law in 2018 and how to avoid the Human Resources pitfalls. Greatest Takeaways: California Bans the Box No Salary History Questions Medical Marijuana (Webinar Coming Soon) Find out how these topics can contribute to EPLI claims and how you …

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Admitted vs. Non-Admitted

Admitted vs. Non-Admitted | What’s the Diff?

By John Torosian | February 7, 2018

We’ve been getting a ton of questions on the Admitted vs. Non-admitted markets so we’re back with another “What’s the Diff” clarification! Let’s clear the air on the differences between the two and why exactly we put you’ll be going to the Non-Admitted market… Admitted (Authorized) Insurer Insurance Companies who are admitted, whether domestic (in …

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Avoiding 2018 HR Pitfalls

Avoiding 2018 HR Pitfalls Webinar | Register

By John Torosian | January 30, 2018

Don’t miss the first installment of our Webinar Series, “Avoiding 2018 HR Pitfalls” hosted by Gisela Smith, featuring  Leanne Gravagne! How will 2018 employment law changes affect your exposure to EPLI claims? We’re talking about it, see you there! Register Today!  NOTE: When registering we recommend using a Google Chrome browser.

Personal Property vs. Business Personal Property

Personal Property vs. Business Personal Property

By John Torosian | January 25, 2018

  This edition of “What’s the Diff” covers Personal Property & Business Property. Personal Property Personal property, generally, includes assets other than real estate. Distinguished by personal property being movable verses permanently fixed property like real properties, such as land or buildings. Examples of personal property include vehicles, furniture, boats, and collectibles. Business Personal Property (BPP) …

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CTE Claims

CTE & Claims | The Superbowl

By John Torosian | January 17, 2018

  Each year the Superbowl draws millions of viewers. No matter who you’re rooting for year to year, there’s a possibility of another player could be showing signs of Chronic Traumatic Encephalopathy (CTE). After 2015’s film, “Concussion” depicting forensic pathologist Dr. Bennet Omalu’s research the topic has only grown in awareness. The question is, can this …

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Winter Health Notice

Winter Health Notice

By John Torosian | January 9, 2018

Cold & Flu season is here and in full effect. Although there still isn’t a cure, we have some tips for healthcare professionals to stay healthy this winter season. Prevention: Get A Flu Shot Hopefully by now you haven’t contracted the flu virus yet, even if it’s covered by this year’s vaccine. The vaccine or …

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Workers' Compensation

Does My Practice Need Workers’ Compensation?

By John Torosian | January 4, 2018

We’ve said it before, and we’ll say it again; if you have one employee, you need Workers’ Compensation coverage. A necessity for most employers, but are you sure your practice needs it? Who needs it? Generally, soleproprietorships & partnerships aren’t required to have workers’ compensation insurance, so long as they aren’t any non-owner employees. Some states …

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Key HR Points 2018

Key HR Points for California Employers in 2018

By John Torosian | December 27, 2017

2018 brings some Employment Law Changes that are potential opportunities for EPLI claims. According to our HR legal council, Leanne Gravagne, the following changes will affect California Human Resources Managers hiring protocol: California Bans the Box  Do you have at least 5 employees? It’s time to update all employment applications to remove any criminal history inquiries. Under …

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General Liability vs. Businessowner's Policy

General Liability vs. Businessowner’s Policy

By John Torosian | December 19, 2017

  When deciding upon the right Business Insurance coverage for your medical practice you may be given options may include a combination of the following: Medical Professional Liability, General Liability or a Businessowner’s Policy. We’ve noticed that there may be some confusion between GL and BOPs so if you’re wondering what these coverages mean, what …

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