We offer both claims-made and occurrence policies. An occurrence policy gives you increased flexibility and never requires the purchase of a tail (extended reporting period). A convertible claims-made product enables you to easily convert from claims-made coverage to occurrence coverage.

This program offers a wide range of premium credits/discounts including:

• 15% Claims-free credit
• 25% Discount for Employed Practitioners
• 35-60% Part-time and Moonlighting
• 75% New to practice Credit
• 5% Risk management credit
• 25-35% Surgical and Non Surgical Options
• 2.5 % EHR Credit

• Flexibility for leave of absence, including military leave, educaitonal leave, sabbaticals, short-term disability and FMLA
• Student, preceptorship, extern and board policies