Tattoo removal is most commonly done using specialized lasers that fade away the inked pigments of the skin. The treatment is typically performed by licensed technicians, and requires multiple sessions over a matter of weeks or months to remove. Interestingly, the color of tattoo ink is a major factor into how many sessions and what kind of laser wavelength is needed: black inks, for example, are much easier to remove and generally require less sessions than red or green inks. Even though standalone clinics are the most common provider of this kind of treatment, there are a good number of medical spas that also offer tattoo removal.
Although “malpractice insurance” for tattoo removal may not be the first thing that comes to mind when considering the service, there’s a strong case to be made for having an insurance policy in place. Especially for practices that offer a variety of services, claims from tattoo removal treatments can be very disruptive to the ongoing operations of an office.
Malpractice claims can also still be filed against non-physician staff. This includes technicians, who predominantly administer the treatments in MedSpa’s and clinics. Just as salons can be sued for incorrectly administering a tattoo onto a patient, a removal clinic can be sued for improper treatment. This will most likely occur as a result of burning via the laser treatment, which is understandable when cosmetic laser machines apply heat to the skin at around 300 degrees Fahrenheit.
Another factor to consider is the possibility of a laser machine malfunctioning and being out of commission. During the period of time when a machine is out of commission, the clinic or spa loses prospective clients, and may have to provide additional treatments to current clients whose regular sessions were interrupted.
MedSpa’s require specialized coverage, while standalone clinics will need a Facility-type insurance policy. Premiums range anywhere from $2000 t0 $4000 for a standalone clinic policy (ie. professional liability policy). A MedSpa’s premium will range greatly due to the types of services offered, as well as the staff who performs the treatment.