Occurrence Coverage

Tail Coverage: Who Needs It and What Is It For?

What is Tail Coverage? To understand tail coverage, you must first understand how a claims-made insurance policy works. A claims-made policy responds to claims based on when the claim is made against an insured, regardless of when the incident the claim is regarding occurred. This is important because if there is a claim submitted after …

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6 Types of Medical Professionals That Should Consider Occurrence Coverage

Young Doctors Flexibility for changes that will affect their career Easy to change coverage in case of selling practice, moving out of state or joining a hospital No tail coverage necessary Recruiters More convenient for large groups that have changes in rosters Doctors who leave the group are covered for their time when they worked …

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Medical Groups given Choice on Medical Malpractice Coverage

Medical Protective (part of the Berkshire Hathaway group of companies) is reintroducing the Occurrence coverage form in many states, including those in the west. Occurrence form used to be the only coverage form prior to the crisis in the medical malpractice insurance industry in the 1980’s. Essentially tail coverage or extended reporting coverage is built …

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