Medical Malpractice Insurance

Benefits of Working with an Independent Insurance Broker

Captive and Independent Brokers      When looking for medical malpractice insurance, there are two types of brokers or agents a medical professional can work with: a captive insurance agent or an independent insurance broker. The difference between these two is that a captive agent works FOR an insurance company while an independent broker works WITH many …

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Hospitalists Offered Discount on Medical Malpractice Insurance

Hospitalists who are looking for Medical Malpractice Insurance have the option to reduce their insurance costs when they join the Society Of Hospital Medicine and choose The Doctors Company (TDC) as their malpractice insurance carrier. TDC and the society have announced they are partnering  on the development of an online risk management program to help …

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New Procedure? Check Your Medical Malpractice Insurance Coverage First

A recent inquiry from an existing physician client highlighted the issue of obtaining medical malpractice coverage BEFORE introducing new procedures to your practice.  In this case, a physician client contacted our office to advise us of a new procedure he would be performing as a part of his existing pain management practice.  The client had …

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Accountable Care Organizations Lowering Risk and Rates

The California Medical Association defines an ACO as “a collection of physicians who join together to coordinate care, share clinical information and report on quality measures.”  A key part of healthcare reform, ACOs are intended to improve the quality of patient care.  In theory this improvement may translate to improved claims experience (e.g. fewer and less …

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NORCAL Mutual Announces DataShield™ — Free Coverage

Joining other medical malpractice insurers like The Doctors Company, NORCAL Mutual now offers a new, free coverage enhancement that will protect policyholders from information, computer and network risk. Effective Jan. 1, 2011, DataShield™ provides substantial protection from the growing risks associated with information technology and patients’ personal health information. It will be added to the …

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Intensivists Medical Malpractice Insurance Tips

Intensivists face a different coverage scenario and higher risk than traditional, office-based providers.  For intensivists it is not a mater of IF one will face litigation, but WHEN one will face litigation.  Therefore, it is vital to secure medical malpractice coverage from  top-rated insurance carriers willing and financially able to go the extra mile on claims defense. …

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California Medical Malpractice Insurance Rankings Published

The California Department of Insurance has issued their annual report outlining the market share and written premiums of insurers writing medical malpractice insurance policies in California.  This is closely watched data as the failure rate for medical malpractice insurance companies is among the highest in the insurance industry.  The failure rate for companies looking to participate …

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Norcal Mutual Advocates Early Reporting of Medical Malpractice Insurance Claims by Physicians

Norcal Mutual Advocates Early Reporting of Medical Malpractice Insurance Claims  Norcal Mutual Insurance Company recently stressed its position of early claim reporting by its medical malpractice insureds. “NORCAL Mutual continually stresses that there is no penalty for early reporting of incidents. Early reporting means we can put the insured at ease and confirm that the …

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Presidio Insurance offers HCG Weight Loss Program Malpractice Insurance Coverage

   hCG, or human chorionic gonadotrophin is a glycoprotein hormone produced in pregnancy. During pregnancy, the placenta produces hCG which allows the body to mobilize fat and use it as energy for both mother and fetus.     Performed within Alternative Medicine Practices, although the process appears harmless (and reportedly has has little to no side effects), within a …

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