malpractice insurance

How Will MICRA Updates Affect Medical Professionals?

Governor Gavin Newsom recently signed into law a bill that raised the amount of money a patient can receive for pain and suffering in a medical malpractice case. It has been over 40 years since the Medical Injury Compensation Reform Act was signed, setting the cap for suffering recompense at $250,000. The new assembly bill, AB …

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Tail Coverage: Who Needs It and What Is It For?

What is Tail Coverage? To understand tail coverage, you must first understand how a claims-made insurance policy works. A claims-made policy responds to claims based on when the claim is made against an insured, regardless of when the incident the claim is regarding occurred. This is important because if there is a claim submitted after …

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Benefits of Working with an Independent Insurance Broker

Captive and Independent Brokers      When looking for medical malpractice insurance, there are two types of brokers or agents a medical professional can work with: a captive insurance agent or an independent insurance broker. The difference between these two is that a captive agent works FOR an insurance company while an independent broker works WITH many …

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OBGYN Hospitalist Professional Liability Insurance Options

Presidio Insurance, the nations premier Medical Malpractice Insurance Brokerage is excited to announce, we now offer Medical Malpractice Coverage to OBGYN’s who practice in the hospital setting, otherwise know as a OBGYNHospitalist. Presidio has partnered with several top rated insurance carriers to develop plans exclusively designed and priced for OBGYNHospitalist’s.  Call us at 800-317-6411 to …

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NORCAL Mutual Announces DataShield™ — Free Coverage

Joining other medical malpractice insurers like The Doctors Company, NORCAL Mutual now offers a new, free coverage enhancement that will protect policyholders from information, computer and network risk. Effective Jan. 1, 2011, DataShield™ provides substantial protection from the growing risks associated with information technology and patients’ personal health information. It will be added to the …

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Intensivists Medical Malpractice Insurance Tips

Intensivists face a different coverage scenario and higher risk than traditional, office-based providers.  For intensivists it is not a mater of IF one will face litigation, but WHEN one will face litigation.  Therefore, it is vital to secure medical malpractice coverage from  top-rated insurance carriers willing and financially able to go the extra mile on claims defense. …

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The 3/4 Factor

Several independent objective studies have concluded that between 75 and 80 percent of all malpractice suits filed are deemed invalid.  3/4 of the cases should not have been filed. Three out of four cases had no merit at all!  Yet each of those would cost the physician and his professional malpractice insurance carrier money for …

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