6 Types of Medical Professionals That Should Consider Occurrence Coverage

By John Torosian | July 2, 2019

Young Doctors Flexibility for changes that will affect their careerEasy to change coverage in case of selling practice, moving out of state or joining a hospitalNo tail coverage necessary Recruiters More convenient for large groups that have changes in rostersDoctors who leave the group are covered for their time when they worked with the groupDoctors …

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Professional Liabilty Insurance for MediSpas

By John Torosian | June 19, 2019

Medical Spas, or MediSpas, require unique insurance coverage because they are a part of both the medical and beauty industries. Due to their unique situation, MediSpas need both a Business Owners Policy and malpractice insurance coverage. A BOP is necessary to protect the company from liability from day-to-day operations while malpractice insurance provides coverage for …

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Occurrence and Claims-Made Insurance Policies: What’s the Difference?

By John Torosian | May 14, 2019

Claims-Made Claims-made coverage responds to claims based on when the claim is made against an insured. For example, if a claim is made in 2012, based on treatment rendered in 2010, the 2012 claims-made policy responds, as long as the incident occurred after the policy’s retroactive date. The policy’s retroactive date is the date after …

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Introduction to Business Owners Policy Insurance

By John Torosian | April 17, 2019

What is a Business Owner Policy? A business owner policy or BOP is an insurance policy that combines many property and liability risks into one. A BOP includes the basic types of coverage that a business would need. You can think of it as an all-in-one insurance policy for a small to medium sized business. …

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Why Doctors in Hawaii Should Take a Closer Look at MedPro

By John Torosian | March 27, 2019

Who is MedPro?              For most doctors, facing a claim is not a matter of “if” but a matter of “when”. As such, medical malpractice insurance should be considered a commodity. MedPro is a leader in the medical malpractice insurance industry with over 200,000 doctors insured today. A Berkshire Hathaway company, MedPro has …

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Walmart Offering Telemedicine Visits to Employees for $4

By John Torosian | March 5, 2019

In an effort to increase employee’s use of telemedicine, Walmart has recently reduced the cost of telemedicine visits for its employees by 90%, from $40 to $4. With these low costs, Walmart is hoping to convince the over a million employees enrolled in Walmart’s Associates’ Medical Plan, to begin using telemedicine more frequently.     …

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2019 Employment Law Updates: Paid Family Leave

By John Torosian | February 13, 2019

Eligibility When welcoming a new child or caring for an ill family member, individuals are now able to receive partial pay during their time off from work. To be eligible for paid family leave the employee must be using the time to either bond with a new child or take care of a family member …

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What Kind of Insurance Does Your Cannabis Business Need?

By John Torosian | February 7, 2019

What Kind of Insurance Does Your Cannabis Business Need? The legalization of marijuana for recreational and medical use has prompted many entrepreneurs to venture into the cannabis industry, because of the potential for high profits and room for small businesses in the industry. One issue that these new business owners have encountered is the confusion …

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About John Torosian

By John Torosian | January 30, 2019

What brought you to work at Presidio?  An opportunity to gain experience in the marketing field, after earning my degree in business administration from CSU, Monterey Bay. I also wanted to work for a small business, where I would be wearing many hats and get more experience other than just marketing. What’s the most fun …

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About Gabriella Duran

By John Torosian | January 30, 2019

What brought you to work at Presidio?  After graduating from college, I was unsure what aspects of business interested me. Presidio appealed to me because of my ability to wear so many different hats while a work. I love the fact that I am able to explore all aspects of a small business such as …

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