John Torosian

What is EPLI?

EPLI or Employment Practices Liability Insurance is a type coverage for wrongful acts apparent to the employment process. Most frequently claims covered under such policies tend to be: discrimination, retaliation, sexual harassment, and wrongful termination. Additionally, the policies cover claims stemming from a variety of other types of inappropriate workplace conduct, which may include employment-related defamation, invasion …

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If You’re an Anesthesiologist….it’s time to consider NORCAL Insurance

NORCAL Mutual Acquires PPM Services Partnership Helps Extend NORCAL’s National Reach and PPM’s Anesthesia Brand Recently NORCAL completed its acquisition of PPM Services, the holding company for Preferred Physicians Medical Risk Retention Group, Inc. (PPM). Resulting in a partnership between NORCAL and PPM this acquisition widens NORCAL’s national expansion and extends PPM’s industry leading anesthesia brand. …

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Tail Insurance for Ob-Gyns Made Easier!

  Currently Ob-Gyn’s are contemplating a change in the direction of their professional practice since many are confronted with need to purchase an extended reporting endorsement aka tail for their professional liability coverage. The two most common types of liability insurance policies for an Ob-Gyn are claims-made and occurrence policies. Claims-made policies cover only event …

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A Season for Kindness – Manna Food Drive

‘Tis the season to be caring! Please join Presidio during this whimsical time to pay it forward to those in need, right here in our own community. We’re hosting a food drive to collect donations on behalf of  Manna Conejo Valley Food Bank for the less fortunate. Manna’s mission is to feed hungry people in the Conejo Valley and they’ve …

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New CA Law Changes Inclusion of Officers for Workers’ Comp Coverage

On November 4, 2016 California passed a new law that dramatically changes who can be excluded from workers compensation coverage while causing significant increases in premiums for physician medical groups and healthcare organizations. The Assembly Insurance Committee has made changes to the definition of an employee and exclusions to the definition of employee set forth …

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The Doctors Company: New Subsidiary

Recently The Doctors Company  (TDC) announced the creation of a new excess and surplus lines subsidiary— called TDC Specialty Underwriters, Inc.—to facilitate the expansion of its product and service offerings to a broader and changing array of healthcare industry insurance customers. Available in over 40 states through TDC Specialty Insurance Company for non-admitted business and …

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