Medical Protective

RRG’s & Insurance Carriers

A Risk Retention Group (RRG) is an owner-controlled insurance association authorized by the Federal Government that, in essence, writes their own liability insurance. They are typically established during periods of time where malpractice insurance company premiums tend to be consistently high across the board. They are an alternative to medical malpractice insurance, but are bound …

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Accountable Care Organizations Lowering Risk and Rates

The California Medical Association defines an ACO as “a collection of physicians who join together to coordinate care, share clinical information and report on quality measures.”  A key part of healthcare reform, ACOs are intended to improve the quality of patient care.  In theory this improvement may translate to improved claims experience (e.g. fewer and less …

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Intensivists Medical Malpractice Insurance Tips

Intensivists face a different coverage scenario and higher risk than traditional, office-based providers.  For intensivists it is not a mater of IF one will face litigation, but WHEN one will face litigation.  Therefore, it is vital to secure medical malpractice coverage from  top-rated insurance carriers willing and financially able to go the extra mile on claims defense. …

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OB/GYNs face obstacles in medical malpractice insurance for Laser Vaginal Rejuvenation

 Declining reimbursement in traditional OB/GYN practices has pushed many OB/Gyns to broaden their practice to include specialized, aesthetic procedures to bring in extra revenue.  Among those procedures commonly being considered by OB/GYNs, is laser vaginal rejuvenation.  This raises the issue of medical malpractice insurance coverage and whether special coverage is needed to insure physicians for performing …

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Norcal Mutual Advocates Early Reporting of Medical Malpractice Insurance Claims by Physicians

Norcal Mutual Advocates Early Reporting of Medical Malpractice Insurance Claims  Norcal Mutual Insurance Company recently stressed its position of early claim reporting by its medical malpractice insureds. “NORCAL Mutual continually stresses that there is no penalty for early reporting of incidents. Early reporting means we can put the insured at ease and confirm that the …

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Presidio Insurance offers HCG Weight Loss Program Malpractice Insurance Coverage

   hCG, or human chorionic gonadotrophin is a glycoprotein hormone produced in pregnancy. During pregnancy, the placenta produces hCG which allows the body to mobilize fat and use it as energy for both mother and fetus.     Performed within Alternative Medicine Practices, although the process appears harmless (and reportedly has has little to no side effects), within a …

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Medical Protective Announces Discount for Pediatric Medical Malpractice Insurance

Presidio is pleased to announce that starting June 2010, Med Pro is offering special discounts and benefits to Pediatricians across the country.  Membership in select pediatric organizations will earn a discount for all Med Pro pediatric and pediatric-surgical specialists insured with Medical Protective.  Proof of membership is required. Features of the MedPro Pediatric Program include: …

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Oregon Medical Malpractice Insurance Continues To Decrease

The major insurers have reduced their rates an average of 20% over the last five years. 2010 is continuing the trend as two professional liability carriers have recently announced lower rates effective April 2010. The Doctors’ Company has announced an average rate decrease of 5.1% while Medical Protective has announced an overall premium decrease of …

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Insurance Coverage for Physician Assistants and Nurse Practitioners

Presidio is now offering medical malpractice insurance coverage on a stand-alone basis for a variety of healthcare providers – including Nurse Practitioners and Physician Assistants. For years we did not have a suitable coverage option available for healthcare providers that wished to maintain a separate individual policy (instead of being endorsed on a physicians policy). …

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Medical Protective Insurance Company Looking to Expand Presence in Oregon

Rumor has it Medical Protective may be lowering insurance rates and/or offering discounts in Oregon.  In an effort to lure prospective physician clients away from traditional insurers such as CNA and Northwest Physicians Mutual (now owned and operated by The Doctors Company), Medical Protective is considering lowering rates for specified medical specialties. With our newly …

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