Presidio Insurance Solutions is your West coast access point to obtain a quote or additional information about the Ortho-Preferred program. Contact us at (800)317-6411.

The insurance industry has only recently come of age in recognizing this trend and offering coverage for alternative medicine.  Presidio has been at the forefront of this emerging medical malpractice insurance trend.  We have a variety of Alternative medicine coverage options - including medical malpratice insruance coverage for physicians and naturopaths offering hormone replacement therapy, HCG weight loss, accupuncture, medical marijuana consulting, B12 and other vitamin injections, IV therapy including the Myers cocktail, and erectile dysfunction programs.

Policy options include stand-alone policies for a facility or add-on coverage for exsiting facilities such as medical offices or medi-spas.  Traditional medical malpractice carriers geneally DO NOT extend coverage for many of these types of procedures.  Traditional medical practices offering any alternative therapies are urged to check with their insurance broker as its very common for this NOT to be covered!

Ortho-Preferred® is the only nationwide professional liability (medical malpractice) insurance program that is designed exclusively to meet the needs of Orthopaedic Surgeons.

ORTHO-PREFRRED® Program Highlights:

• Extremely competitive premiums with coverage capabilities in all 50 states

• Professional Liability Insurance Program custom designed solely for Orthopedic Surgeons

• Courtesy access to specialized risk management courses and orthopaedic education training opportunities, including Maintenance of Certification (MOC) requirements

• Includes complimentary membership in Western Orthopaedic Association

• Oversight on claim trends, risk prevention and medical education from top national orthopaedic leaders as part of the RPG’s Orthopaedic Advisory Board

Coverage highlights:

• Physician policyholder retains absolute right to refuse case settlement
• Claims-made and Occurrence (built-in tail) policies available
• 1 year vesting for retirement tail (policy terms and conditions apply)

Carrier Highlights:
• A++ (superior) AM Best Rating and AA+ S&P rating
• Founded in 1899, operating in California since 1924
• 92% average trial win ratio; 80% claims closed without payment

Contact: Gisela Smith (805)499-7300

Presidio is the leading liability insurance broker serving the needs of the medispa industry. We pride ourselves on providing the best service in the industry. So, call us today and lets talk about your situation. We are here to help!

The aggregate limit for a physician with separate limits is $50,000; for an entity with separate limits, $50,000 to $250,000, based on group size. DataShield™ covers costs for:

• Information & network security liability — Protection against claims alleging unauthorized release of personal information, violations of information privacy law, or unauthorized use of/access to your computer system.
• Media liability — Protection against claims arising from material published on a Web site, in ads, etc., including allegations of libel, slander, copyright infringement, or patent violations.
• Regulatory privacy proceedings & regulatory fines & penalties — Coverage for defense of HIPAA violations, state information privacy law violations, etc; and for certain related fines and penalties.
• Customer notification & credit monitoring expenses — Coverage for expenses incurred through information breaches, including costs of notifying affected parties and providing them with credit monitoring services.
• Electronic data recovery & replacement expenses — Coverage for expenses incurred to recover or replace electronic data lost or damaged because of a computer virus, hacking or other system invasion.

Each of the five areas of coverage has its own $50,000 aggregate limit, subject to a $50,000 total aggregate limit.

 hCG, or human chorionic gonadotrophin is a glycoprotein hormone produced in pregnancy.

During pregnancy, the placenta produces hCG which allows the body to mobilize fat and use it as energy for both mother and fetus.

Performed within Alternative Medicine Practices, although the process appears harmless (and reportedly has has little to no side effects), within a medical weight loss regimen, medical malpractice insruance companies are ballking at covering the hCG procedure.  The traditional “admitted” market carriers (for example,  Norcal, Medical Protective and The Doctors Company) will generally exclude this procedure altogether when seen within the alternative medicine setting.  A separate policy is available to cover this exposure.  We recommend alternative healthcare facilties specifically disclose the procedure to their medical malpractice insurance company to make sure the procedure is covered under their policy.

Presidio Insurance has a Medispa & Alternative Healthcare Practices Program that extends coverage for the hCG procedure, as well as any other alternative procedures (i.e. aesthetics, acupuncture, naturopathic medicine, etc.).

Visit our website wwww.PresidioInsurance.com or call us directly (800)317-6411 to speak with a Medispa/Alternative Healthcare Program Specialist.

Presidio Insurance is pleased to announce Medical Protective’s new collaboration with AANA Insurance Services, formed to address the ever-growing insurance needs of Certified Registered Nurse Anesthestists (“CRNAs”) and committed to providing the best insurance products available to CRNAs on a nationwide basis. The insurance professionals at Presidio are here to assist in the application process…visit our website at www.PresidioInsurance.com or call us directly at (800)317-6411 to get your Rate Indication today.

American Society of Plastic Surgeons (ASPS) – 5%

American College of Physicians (ACP) – 5%

American Association of Neurological Surgery (AANS) – 5%

American Association of Otolaryngology – Head & Neck Surgery (AAO-HNS) -5%

California Society of Pathologists (CSP) – 5%

If you don’t belong to any of these specific societies, there are a few other medical malpractice insurance discounts that are available. Keep in mind these discounts are applied in addition to many other available discounts. Often we encourage our clients to join a medical society when the membership dues are affordable and the 5% discount amounts to far more than the cost of the membership.

For more information on The Doctors Company, feel free to contact Presidio Insurance Solutions at (800)317-6411 or visit our website at www.PresidioInsurance.com

For details about the coverage or to request an application, please contact Presidio Insurance Solutions.