Do I need a Medispa (or med-spa) insurance policy? This is the most common question asked  about malpractice insurance for medical spas. The answer is YES!  Every medical spa should carry a medical malpractice insurance policy that provides defense and indemnity coverage in the event of a claim.  Forget the thinking that the doctors policy [...]

Following the June 2008 acquisition of SCPIE, The Doctors Company is now 19,000 physicians strong in California.  Apparently, their position as a market leader in California has led to a recent decision to reduce rates by 10 to 30 percent for California physicians.  The request to reduce rates has been sent to the Department of Insurance in Sacramento [...]

Informed Consent is a Process Not a Form Often informed consent is viewed as another form to be signed by the patient that protects the physician or facility in the event of litigation. In truth it is the process of obtaining informed consent – and documenting the process – that offers protection.  More importantly though, [...]

Norcal Mutual Insurance Company is a leading, California-based, Medical Malpractice Insurance company.  In direct contrast to the volatility of some of the major insurance players (particularly AIG), the CEO of Norcal, James Sunseri,  is very reassuring about Norcal’s financial stability.  NORCAL Mutual Insurance Company has no significant exposure to the credit crisis that recently sent shockwaves up [...]

As a client advocate and representative, we often research areas of potential liability for our healthcare clients.  Often in the course of evaluating exposures to risk, we turn to experts in the legal industry for guidance.  The following is an article provided by one such expert in the arena of vicarious liability for employers.   Employer [...]