It seems incomprehensible but it’s a fact: Medical providers and healthcare clinics willing to provide care without compensation receive very little legal protection in the way of charitable immunity laws. While physicians can usually obtain “charitable care” coverage through individual medical malpractice policies, the fact remains that volunteer physicians and surgeons still face the fear [...]

Medical Protective (part of the Berkshire Hathaway group of companies) is reintroducing the Occurrence coverage form in many states, including those in the west. Occurrence form used to be the only coverage form prior to the crisis in the medical malpractice insurance industry in the 1980′s. Essentially tail coverage or extended reporting coverage is built [...]

To add insult to injury (and damaged reputation,) Dr. Smith receives a non-renewal (cancelation) letter from the RRG due to the $250,000 payout. In a panic, Dr. Smith finally calls Presidio for help.

The loss of discounts equates to $37,500 in additional premium costs for the new practice, and comes at a time when that new practice can least afforded it!

Only when the suit is filed does Dr. Smith realize there was no protection against litigation once they parted ways.