The major insurers have reduced their rates an average of 20% over the last five years. 2010 is continuing the trend as two professional liability carriers have recently announced lower rates effective April 2010. The Doctors’ Company has announced an average rate decrease of 5.1% while Medical Protective has announced an overall premium decrease of [...]

It seems incomprehensible but it’s a fact: Medical providers and healthcare clinics willing to provide care without compensation receive very little legal protection in the way of charitable immunity laws. While physicians can usually obtain “charitable care” coverage through individual medical malpractice policies, the fact remains that volunteer physicians and surgeons still face the fear [...]