Malpractice Policy Exclusions

  Medical Malpractice Insurance policy exclusions are put in place to make sure the insurance carrier doesn’t pay for claims that originate from conduct or situations outside of the agreed upon policy terms. In other words, an insurance carrier will not defend and compensate on the … [Read more...]

Presidio Profiles: Gisela Smith

  Meet Gisela: if you haven't already had the pleasure, that is. The captain behind the wheel, she is the Founder and CEO of Presidio Insurance. She has quite the reputation not only in our office, but throughout the medical malpractice industry. For Gisela, however, the things she does … [Read more...]

Understanding Malpractice Policy Limits

A Medical Malpractice Insurance Policy Limit is the total amount of money that an insurer will pay to claims on behalf of the insured in any given year of the policy. These numbers are often in the millions, and for good reason. $1,000,000/$3,000,000, for example, is the most common Policy Limit … [Read more...]

FAQ: The Malpractice Deductible

Q: What is a malpractice deductible, and is it any different from other types of insurance deductibles? A: Generally, a deductible or retention is the amount the insured must pay before the insurance carrier will begin paying its share. In regards to the medical industry, a malpractice deductible … [Read more...]

How To Lower Your Malpractice Insurance Premium

Everyone wants to save money on the things they need and want, from groceries and schooling, to online shipping and cable service. When it comes to insurance, you may be surprised to know that the premium you pay for the coverage you need can actually be reduced by actions you take, thanks to … [Read more...]

Why It’s Important for Healthcare Providers to Manage Their Online Presence

Social media continues to evolve and its influence can have both positive and negative effects for physicians and other healthcare providers. Just a few years ago many of our clients had no social media presence, and most did not maintain a website. Things are changing, it is vitally important for … [Read more...]

New California Law Lets PA’s and NP’s sign POLST Forms

The California Medical Association has reported that California Governor Jerry Brown has signed Assembly Bill 637 into law, allowing Nurse Practitioners (NPs) and Physician Assistants (PAs) to sign and enact Physician Orders for Life-Sustaining Treatment (POLST) forms. … [Read more...]

Average Cost of California Medical Malpractice Insurance

A big question mark pops up when we talk about the cost of insurance. Specifically with medical malpractice insurance, it may be difficult to find out a simple average number for the cost of insurance, otherwise known as a premium. This is because of a many factors, but the two we’ll be focusing on … [Read more...]

What The Anthem Data Breach Means For Malpractice Insurance

In 2015, hackers were at it again. On January 29, Anthem, Inc., the nation’s second-largest health insurer, was the target of a very sophisticated cyber attack. Hackers armed with a stolen password gained access to the Anthem database containing information on 80 million customers and employees. … [Read more...]

Debunking the 3 Insurance Broker Myths

When people think of an insurance broker, there are a lot of different things that come to mind. For some, brokers are held as admirable businesses that serve their clients first. Others, however, think that brokers are middlemen trying to complicate and impede business for their own interests. … [Read more...]