Is There a Doctor in the House?


The U.S. healthcare system is coping with a physician shortage, rising healthcare costs, and strained hospital capacity. Hospital administrators are struggling to reduce readmission rates, and the system is struggling to find a model that will work. Urgent care centers seem to be benefiting from the … [Read more...]

Does Your Medical Clinic Have Enough Insurance Coverage?


The prospect of a medical malpractice lawsuit inspires justifiable fears of an extended, costly, and unpleasant legal process that can result in a professional stigma and possibly financial ruin. One common misconception our team encounters with healthcare facilities is the following; a business … [Read more...]

Medispa Liability Insurance Needs and Options


Medispas are unique businesses which have become increasingly popular in recent years. A typical Medspa combines aspects of a healthcare clinic with the spa world and offers beauty and cosmetic medical procedures. … [Read more...]

Five Things Every Healthcare Provider Must Know


Medical malpractice insurance is as necessary to a physician or healthcare provider as a stethoscope. The insurance protects the healthcare provider from having to bear the full costs of a legal defense and settlement in a malpractice lawsuit. Like other insurance policies, there are many options, … [Read more...]

How do You Buy Your Medical Malpractice Policy?


Malpractice insurance is an important cornerstone to every medical practice. Often called Medical Professional Liability Insurance, a policy may provide coverage for various items, but at its core,  the policy will cover the costs associated with negligence lawsuits  including legal fees, expert … [Read more...]

Know the Difference Between Business Liability and Malpractice Insurance


The best way to differentiate between business liability insurance and medical malpractice insurance is to examine the who's and what's of your coverag. Business liability insurance, often referred to as general liability insurance, should be carried by every business. The insurance protects a … [Read more...]

Do Nurses Need Their Own Insurance?


One upon a time, a nurse or nurse practitioner went to work, performed their critically important duties, and never worried about lawsuits. But times have changed and lawsuits for medical malpractice are no longer confined to just doctors and physicians. Nurses are increasingly targeted by litigious … [Read more...]

Liability Insurance for MD’s – Just the Facts


According to a recent Gallup Poll, physicians are among the top three most trusted professionals. Americans value their doctors for their education, expertise, and skills and assume that their doctor will never let them down. But even the best doctors sometimes make mistakes and that’s why liability … [Read more...]

Is CA PROP 46 a sneaky trick on voters?

Read the facts and decide for yourself...What is proposition 46 ? Presidio Insurance urges you to discover the facts for yourselves. WHAT WILL PROP. 46 DO?. Prop 46 does three things: Quadruples the limit on medical malpractice awards in California, which will cost consumers and taxpayers … [Read more...]

Medical Malpractice Insurance Demand and Incident Claims Triggers

A medical malpractice insurance policy is a contract. The terms of the contract, what is covered and what is excluded, can vary from company to company and even among different policies issued by the same company. One important variance can be demonstrated by demand and incident triggers. In a … [Read more...]